Payment Options

The cost of owning a dog or cat nowadays is staggering, but we are here to help you plan for and budget these costs. Everyone wants to do what’s best for their pet but this can be a big source of stress financially. A recent national study (done by Synchrony) revealed that 7 out of 10 pet owners consider their pets family members. And most don’t comprehend or underestimate the cost of owning that pet for a lifetime.

The study concluded the lifetime cost of caring for a dog could cost $20-55,000 and $15-45,000 for a cat. A link to the study is found below.

See National Study

There are many options to help plan for routine and unplanned expenses. Dogs and cats eat the craziest things and can get into much mischief in their lifetime. Having a credit line established with CareCredit or Scratchpay with no interest to pay upfront AND have an insurance policy in place to help with reimbursement of expenses quickly is ideal and can be set up in advance or at time of adoption. This removes the cost barrier and potential delay of treatment plans especially in time sensitive or critical situations.

  1. Pet insurance helps to defray costs. It is less like human health insurance and more like car or property insurance policies. Below is a link to a website that can help you customize the right policy with the right company for your needs and your unique pet.


  2. CareCredit is a credit card that can be applied for at the time of an emergency or ideally before so a line of credit can be established before a crisis. An advantage is this credit card can be used for human medical expenses also.


  3. Scratchpay is also a great solution to help pay veterinary expenses.


Most, if not all, veterinary clinics are unable to accept payments. We are in the business of caring for your pet. Mulnix Animal Clinic does accept credit card payments from Visa, Mastercard, and Discover as well as cash, checks, CareCredit and Scratchpay.

If you have additional questions, please feel free to reach out to us. We are here to serve you and your furry family and keep them happy and healthy for as long as possible.